All Rates

APR and APY effective as of DEPOSIT RATES UPDATED
All rates, terms, conditions, offers subject to change without notice.

Maximum Checking1

$100 minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

Money Market Checking3

$100 minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD INTEREST CALCULATION  INTEREST PAID
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD INTEREST CALCULATION   INTEREST PAID
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD  INTEREST CALCULATION  INTEREST PAID
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD  INTEREST CALCULATION  INTEREST PAID
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD  INTEREST CALCULATION  INTEREST PAID

Basic Savings3

$50 minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
 $0.01  INTEREST RATE  ANNUAL PERCENTAGE YIELD  INTEREST CALCULATION  INTEREST PAID

Kids Club Savings3

$25 minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
$0.01  INTEREST RATE  ANNUAL PERCENTAGE YIELD INTEREST CALCULATION   INTEREST PAID

Money Market Savings3

$2,500 minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

Premier Money Market Savings2 3

$10,000 minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

At Work Checking8

Only available to employees participating in the LegacyTexas At Work Banking program.
$100 minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID 

Business Savings

$500 minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
$0.01  INTEREST RATE  ANNUAL PERCENTAGE YIELD  INTEREST CALCULATION  INTEREST PAID

Business Money Market Savings

$2,500 minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

Business Premier Money Market Savings

$10,000 minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

IRA Savings3

$50 minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

Health Savings Account3

No minimum deposit to open an account. 
Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
 

Regular CDs and IRA CDs4 

$1,000 minimum deposit to open an account. $1,000 required balance to obtain APY. 
Account TermInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

Regular Start-Up CD and IRA Start-Up CD4

$100 minimum deposit to open an account. $100.00 required balance to obtain APY.
Account TermInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

New and Used Automobiles5

Payment example: $20,000 for 60 months at 7.39% = $400.41
Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE AMOUNT  INTEREST RATE ANNUAL PERCENTAGE RATE TERM
ACCOUNT TYPE AMOUNT INTEREST RATE ANNUAL PERCENTAGE RATE  TERM
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 

New and Used Boats5

Payment example: $30,000 for 120 months at 8.99% = $380.32
Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 

New and Used Motorcycle, Jet Ski & ATV5

Payment example: $15,000 for 60 months at 9.49% = $315.68
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE AMOUNT INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 
ACCOUNT TYPE AMOUNT  INTEREST RATE ANNUAL PERCENTAGE RATE  TERM 

Personal Loan5

Payment example: $5000 for 48 months at 13.49% = $135.38
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE AMOUNT INTEREST RATE ANNUAL PERCENTAGE RATE TERM

Personal Line of Credit6

Repayment Term is 3.00% outstanding balance monthly or $25, whichever is greater. Wall Street Journal Prime Rate* plus a Margin of 6.50% to 12.00%.
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE AMOUNT INTEREST RATE ANNUAL PERCENTAGE RATE TERM

Savings / CD Secured6

Payment example: $2000 for 36 months at 3.50% = $58.61
 Rate TypeLoan AmountRates As Low AsTerm
ACCOUNT TYPE AMOUNT  INTEREST RATE  TERM 

Home Equity and Home Improvement Loan57 

(1st and 2nd Liens)
Payment example: $50,000 for 240 months at 7.75% = $410.47
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
 ACCOUNT TYPE  AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM
 ACCOUNT TYPE  AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM
 ACCOUNT TYPE  AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM
 ACCOUNT TYPE  AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM

Unsecured Home Improvement Loan5 

Payment example: $5,000 for 60 months at 9.49% = $104.99
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE AMOUNT INTEREST RATE ANNUAL PERCENTAGE RATE TERM

Home Equity Line of Credit6 7

(1st and 2nd Liens)
*Wall Street Journal Prime (WSJP) 4.75% as of 3/22/18. Floor rate is 4.75%. Max is 18%. Promotional rate of 4.75% is fixed for 120 days. Thereafter, WSJP plus a Margin of 1.50% to 4.50%.
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE  ACCOUNT VALUE  ANNUAL PERCENTAGE YIELD  ANNUAL PERCENTAGE YIELD  TERM