All Rates

APR and APY are accurate as of DEPOSIT RATES UPDATED and may change without notice.

Maximum Checking1

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

Money Market Checking

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD INTEREST CALCULATION  INTEREST PAID
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD INTEREST CALCULATION   INTEREST PAID
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD  INTEREST CALCULATION  INTEREST PAID
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD  INTEREST CALCULATION  INTEREST PAID
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD  INTEREST CALCULATION  INTEREST PAID

Basic Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD  INTEREST CALCULATION  INTEREST PAID

Kids Club Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD INTEREST CALCULATION   INTEREST PAID

Money Market Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

Premier Money Market Savings2

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

Business Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
 ACCOUNT VALUE  INTEREST RATE  ANNUAL PERCENTAGE YIELD  INTEREST CALCULATION  INTEREST PAID

Business Money Market Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

Business Premier Money Market Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

 IRA Savings

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

Health Savings Account

Minimum to earn APYInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
ACCOUNT VALUE INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
 

Regular CDs and IRA CDs 6 7 

Account TermInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

Regular Start-Up CD and IRA Start-Up CD 4 7

Account TermInterest RateAnnual Percentage Yield (APY)Interest Calculation MethodWhen Interest is Paid
TERM INTEREST RATE ANNUAL PERCENTAGE YIELD INTEREST CALCULATION INTEREST PAID

New and Used Automobiles

Payment example: $20,000 for 60 months at 7.39% = $400.41
Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE AMOUNT  INTEREST RATE ANNUAL PERCENTAGE RATE TERM
ACCOUNT TYPE AMOUNT INTEREST RATE ANNUAL PERCENTAGE RATE  TERM
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 

New and Used Boats

Payment example: $30,000 for 120 months at 8.99% = $380.32
Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 
ACCOUNT TYPE AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 

New and Used Motorcycle, Jet Ski & ATV

Payment example: $15,000 for 60 months at 9.49% = $315.68
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE AMOUNT INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM 
ACCOUNT TYPE AMOUNT  INTEREST RATE ANNUAL PERCENTAGE RATE  TERM 

Personal Loan

Payment example: $5000 for 48 months at 13.49% = $135.38
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE AMOUNT INTEREST RATE ANNUAL PERCENTAGE RATE TERM

Personal Line of Credit9

Repayment Term is 3.00% outstanding balance monthly or $25, whichever is greater. Wall Street Journal Prime Rate* plus a Margin of 6.50% to 12.00%.
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE AMOUNT INTEREST RATE ANNUAL PERCENTAGE RATE TERM

Savings / CD Secured9

Payment example: $2000 for 36 months at 3.50% = $58.61
 Rate TypeLoan AmountRates As Low AsTerm
ACCOUNT TYPE AMOUNT  INTEREST RATE  TERM 

Home Equity and Home Improvement Loan 8 9 

(1st and 2nd Liens)
Payment example: $50,000 for 240 months at 7.75% = $410.47
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
 ACCOUNT TYPE  AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM
 ACCOUNT TYPE  AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM
 ACCOUNT TYPE  AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM
 ACCOUNT TYPE  AMOUNT  INTEREST RATE  ANNUAL PERCENTAGE RATE  TERM

Unsecured Home Improvement Loan8 

Payment example: $10,000 for 60 months at 4.00% = $184.17
Payment example: $20,000 for 60 months at 9.49% = $419.94
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
 ACCOUNT TYPE  AMOUNT INTEREST RATE ANNUAL PERCENTAGE RATE TERM
ACCOUNT TYPE AMOUNT INTEREST RATE ANNUAL PERCENTAGE RATE TERM

Home Equity Line of Credit9 10

(1st and 2nd Liens)
Wall Street Journal Prime 3.25% as of 12/17/08. Floor rate is 4.75%. Max is 18%
 Rate TypeLoan AmountRates As Low AsAPR As Low AsTerm
ACCOUNT TYPE  ACCOUNT VALUE  ANNUAL PERCENTAGE YIELD  ANNUAL PERCENTAGE YIELD  TERM