# All Rates

###### APR and APY are accurate as of DEPOSIT RATES UPDATED and may change without notice.

### Maximum Checking1

Minimum to earn APY | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### Money Market Checking

Minimum to earn APY | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### Basic Savings

Minimum to earn APY | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### Kids Club Savings

Minimum to earn APY | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### Money Market Savings

Minimum to earn APY | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### Premier Money Market Savings^{2}

Minimum to earn APY | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### Business Savings

Minimum to earn APY | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### Business Money Market Savings

Minimum to earn APY | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### Business Premier Money Market Savings

Minimum to earn APY | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### IRA Savings

Minimum to earn APY | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### Health Savings Account

Minimum to earn APY | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

ACCOUNT VALUE | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### Regular CDs and IRA CDs ^{6} ^{7}

Account Term | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

### Regular Start-Up CD and IRA Start-Up CD ^{4} ^{7}

Account Term | Interest Rate | Annual Percentage Yield (APY) | Interest Calculation Method | When Interest is Paid |
---|---|---|---|---|

TERM | INTEREST RATE | ANNUAL PERCENTAGE YIELD | INTEREST CALCULATION | INTEREST PAID |

## New and Used Automobiles

###### Payment example: $20,000 for 60 months at 7.39% = $400.41

Rate Type | Loan Amount | Rates As Low As | APR As Low As | Term |
---|---|---|---|---|

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

## New and Used Boats

###### Payment example: $30,000 for 120 months at 8.99% = $380.32

Rate Type | Loan Amount | Rates As Low As | APR As Low As | Term |
---|---|---|---|---|

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

## New and Used Motorcycle, Jet Ski & ATV

###### Payment example: $15,000 for 60 months at 9.49% = $315.68

Rate Type | Loan Amount | Rates As Low As | APR As Low As | Term |
---|---|---|---|---|

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

## Personal Loan

###### Payment example: $5000 for 48 months at 13.49% = $135.38

Rate Type | Loan Amount | Rates As Low As | APR As Low As | Term |
---|---|---|---|---|

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

## Personal Line of Credit^{9}

###### Repayment Term is 3.00% outstanding balance monthly or $25, whichever is greater. Wall Street Journal Prime Rate* plus a Margin of 6.50% to 12.00%.

Rate Type | Loan Amount | Rates As Low As | APR As Low As | Term |
---|---|---|---|---|

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

## Savings / CD Secured^{9}

###### Payment example: $2000 for 36 months at 3.50% = $58.61

Rate Type | Loan Amount | Rates As Low As | Term |
---|---|---|---|

ACCOUNT TYPE | AMOUNT | INTEREST RATE | TERM |

## Home Equity and Home Improvement Loan ^{8} ^{9}

*(1st and 2nd Liens)*

Payment example: $50,000 for 240 months at 7.75% = $410.47

Rate Type | Loan Amount | Rates As Low As | APR As Low As | Term |
---|---|---|---|---|

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

## Unsecured Home Improvement Loan8

###### Payment example: $10,000 for 60 months at 4.00% = $184.17

Payment example: $20,000 for 60 months at 9.49% = $419.94

Rate Type | Loan Amount | Rates As Low As | APR As Low As | Term |
---|---|---|---|---|

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

ACCOUNT TYPE | AMOUNT | INTEREST RATE | ANNUAL PERCENTAGE RATE | TERM |

## Home Equity Line of Credit^{9 10}

*(1st and 2nd Liens)*^{}Wall Street Journal Prime 3.25% as of 12/17/08. Floor rate is 4.75%. Max is 18%^{}

^{}

^{}

Rate Type | Loan Amount | Rates As Low As | APR As Low As | Term |
---|---|---|---|---|

ACCOUNT TYPE | ACCOUNT VALUE | ANNUAL PERCENTAGE YIELD | ANNUAL PERCENTAGE YIELD | TERM |