Free Checking

All the basics without the monthly fees.

Why You'll Enjoy Free Checking...

Checking Without Boundaries

Bank at your convenience through our 47 locations, networks of ATMs, and Online and Mobile Banking services. 

Managing Your Account

Manage your money on your terms — in person, over the phone or online. Our Free Checking Account includes these free perks:

  • Online Banking with Bill Pay
  • FinanceWorks™
  • Mobile Deposit1
  • Text Banking and Alerts2
  • Telephone Banking
  • Online Live Chat

Deposits in a Snap

Deposit checks wherever you and your smartphone go with our handy mobile app.

Deposits Made Easy

Making deposits couldn’t be easier. Just use your smartphone1 to take a photo of a check to safely and securely make a deposit into your account. No waiting in line or filling out deposit slips.

Legacy Rewards

Get cash back by simply using your LegacyTexas debit card. No coupons or codes necessary.

Valuable Extras

You deserve to be rewarded. That’s why Legacy Rewards turns everyday debit card purchases into cash. You have the opportunity to earn cash back rewards3 by using your debit card at your favorite restaurants and stores4

With all the Extras You Need...

Online & Mobile Banking

MasterCard® Debit Card

Money Management Tools

  • Automatic Savings Transfers
  • Free FinanceWorks™
  • Overdraft Services

Additional Benefits

  • .50% Loan Discount with Auto-Debit

Your people are very friendly, and I really enjoyed working with them on our loan.

— Paul R. (Plano, TX)

Visit Your Nearest Community Branch:

Open a Free Checking Today

This account only requires a $100 opening deposit.

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