Free Checking

All the basics without the monthly fees.

Why You'll Enjoy Free Checking...

Easy Access

Bank at your convenience through our 44 locations, networks of ATMs, and Online and Mobile Banking services. 

Managing Your Account

Manage your money on your terms — in person, over the phone or online. Our Free Checking Account includes these free perks:

  • Online Banking with Bill Pay
  • Money Management Program
  • Mobile Deposit1
  • Text Banking and Alerts2
  • Telephone Banking
  • Online Live Chat

Deposits in a Snap

Deposit checks wherever you and your smartphone go with our handy mobile app.

Deposits Made Easy

Making deposits couldn’t be easier. Just use your smartphone1 to take a photo of a check to safely and securely make a deposit into your account. No waiting in line or filling out deposit slips.

Legacy Rewards

Get cash back by simply using your LegacyTexas Debit Mastercard®. No coupons or codes necessary.

Valuable Extras

Log into Online Banking or Mobile Banking for exclusive offers and earn cash back3 on debit card purchases from your favorite participating retailers4 using your LegacyTexas Debit Mastercard®.

With all the Extras You Need...

Online & Mobile Banking

MasterCard® Debit Card

Money Management Tools

  • Automatic Savings Transfers
  • Free Money Management Program
  • Overdraft Services

Additional Benefits

  • .50% discount on select personal loan rates with auto-debit.5

Amazing customer service!

— Scott H. (Plano, TX)

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Open a Free Checking Today

This account only requires a $100 opening deposit.

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