Maximum Checking

No minimums. No monthly fees. No kidding.

Why You'll Enjoy Maximum Checking...

Earn up to 1.00% APY3

No matter what, you'll earn interest. Meet a few simple requirements, and you'll earn even more.

Maximize Your Interest

It's simple. To earn premium interest,3 sign up for online statements and use your LegacyTexas Debit Mastercard® to make at least 15 purchases each month.

Free ATMs Anywhere

Use your LegacyTexas Debit Mastercard® at any ATM worldwide for free. We'll even refund fees from other ATMs. No forms or receipts required.2

Every ATM is your ATM2

Choose any ATM worldwide and we’ll cover the fees. (No receipt required.) Just use your LegacyTexas Debit Mastercard® to withdraw cash at any ATM. If that ATM owner charges a fee, we will refund that fee.2

Free Means Free

Forget about monthly service charges and balance requirements. This free account only requires a $100 opening deposit and either a monthly direct deposit or just one online bill payment per month.1

No monthly fees. No Minimums.

With a Maximum Checking account, you have no monthly service charges and no minimum balances.1 No matter what you do, your account earns interest. Plus you'll enjoy free checks,4 free mobile deposit, and more.

With All the Extras You Need...

  • Free Online Bill Pay
  • Free Mobile App
  • Free Mobile Deposits5

  • Automatic Savings Transfers
  • Free Money Management Program
  • Overdraft Services

  • Free Checks4
  • .50% discount on select personal loan rates with auto-debit.7

Customer service is great in person, and on the phone.

— Donna B. (Plano, TX)

Visit Your Nearest Community Branch:

Open Maximum Checking Today

This free account only requires a $100 opening deposit and either a monthly direct deposit or just one online bill payment per month.

Open an Account

Additional Account Options

Not convinced this is the right account for you? No problem. You can compare all of our personal checking account options side-by-side.

View Checking Account Options