Personal Loans & Lines

Get the money you need at a competitive interest rate.

Fund planned and unplanned expenses

We'll help you find the right loan to fit your needs.

Put your ideas to work.

A LegacyTexas Personal Loan can be used for:

  • Vacation Expenses
  • Debt Consolidation
  • Unplanned Expenses
  • Major Purchases

Flexible Terms

You’ll enjoy terms from 12 to 60 months with our competitive, fixed-rate loan.

Low Minimum Loan Amounts

Borrow as little as $2,000.1

Easy Payment Options

Make payments online, in person, by phone or mail.

Get Started

Apply Now

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Convenient and quick access to funds

A LegacyTexas Personal Line of Credit can be used for:

  • Overdraft Protection
  • Unplanned Expenses
  • Auto Repairs
  • Home Improvements

Protect Your Account from Overdrafts

Mistakes can happen. Use available funds from your personal line of credit to ensure your checking account is protected against overdrafts.

No Annual Fee & Low Monthly Payments

With our unsecured Line of Credit, your minimum monthly payment is 3.00% of your outstanding balance or $25, whichever is greater. 

Easy Payment Options

Make payments online, in person, by phone or mail.

Get Started

Apply Now

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Borrow against your savings.

A LegacyTexas Savings or CD Secured Loan can be used for:

  • Unplanned Expenses
  • Small Purchases
  • Building Credit

Flexible Terms

Choice of Variable Rate Savings Secured Loan or Variable Rate CD Secured Loan from 6 to 60 months.

Low Minimum Loan Amounts

Borrow as little as $500.

Maximize Your Borrowing Capacity

Borrow up to 100% of your savings or CD balance.

Easy Payment Options

Make payments online, in person, by phone or mail.

Get Started

Apply Now

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